Online consumer spending has continued to grow strongly over the last few years and projections for online sales show this trend is set to continue at a significant rate over the next few years to come.

Merchants, especially those conducting business over the Internet or through high-volume call centers, require effective and efficient ways to receive and process payments from their customers. MiGS addresses the needs of merchants, retailers, and online sellers to conduct safe and secure online, real-time transactions.

Most importantly, MiGS easily integrates into current card payments processing systems and operations. MiGS works with many of the popular credit card processor systems including certified merchant processors like Retail Payment Solutions, Americas Best Merchant Services and MerchantProcessor.com

Secure Transactions

MiGS provides a secure web-services style connection mechanism, called the Virtual Payment Client (VPC), which supports all major scripting languages such as PHP, ASP, JSP, Perl, etc. This easily and quickly integrates with all merchants' business applications.

The VPC uses a combination of server-authenticated SSL and secret key hashing to secure message transfers. The use of SSL provides confidentiality and the secure hashing provides integrity and authentication.

Full detailed documentation and fully-working sample code in the merchant's preferred scripting language are provided by MiGS to ensure minimal work is required at the merchant site.